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When some hailstorm bring about damage to your property, the damage need to be reported to your insurance company being soon because possible. If your policy includes hail damage, the insurance company will assist you with the repairs to your property or, on certain instances, replace the property. Once you file a hail claim, an insurance adjuster will visit your property to assess the damage with individual.

Difficulty: Easy Instructions

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1 Inspect every part of your possession to evaluate the hail injury. This must be completed even if you believe there is no damage to the area. For a home, this means inspecting every room about the home and the outdoor of the home. Because you are doing your inspection, be sure to receive pictures or movie footage of the harm.

2 Find a contractor to get an estimate for repairs to your property. Many insurance policy corporations will provide you for some list about approved contractors with your community who will do any appraisal for free.

3 Call your insurance policy factor or the claims department of your insurance company (protocol will vary via insurance company). The amount for your factor or the claims division should be listed on your insurance policy. If feasible, try to contact the insurance policy agent within the first 24 to 48 hours of the hailstorm.

4 Counsel the claims representative that you would like to report hail damage to your property. Deliver the delegate with the details regarding the claim, such as the date and time of the hailstorm, the elements of your property that were damaged, and the severity of the damage. Tell the agent whether or not your residence is uninhabitable because of the damage. If the harm yous to your car, recommend the agent whether or not your vehicle is drivable. Give the representative your estimate of what it will cost to fix the real estate.

5 Wait to receive any claim amount out of the representative. Retain this claim number to future reference. It can be used to add updates and monitor the status of your declare.